Probably the hardest thing for parents is the worry that comes with planning for a disabled child. We need extra planning for a loved one who has disabilities. Every year someone comes to me wanting to plan for a child or a sibling who has autism, has learning issues, suffers from psychosis, or has a head injury. Every parent that I’ve met with a special person is working very hard to give their loved one the best life has to offer. But they and I know that they will only live so long. Their child will have to be cared for after they are gone. Sometimes I see the brothers and sisters of the disabled child, after the parents are gone. They come to me as probate cases. If I tell you the things that went wrong, then you will appreciate why it is so important to plan.

Here is the perfect plan.